Will I earn dividends directly from owing a fund through Hatch or Stake? Smartshares is in my opinion a lot safer than Hatch, Stake or Sharesies as these guys keep your shares/funds in overseas custodial services, whereas Smartshares is local. The Hatch option could be more cost-effective for investors who make fewer and/or higher value trades. They have low minimum investment amounts, … Press J to jump to the feed. Best for investing in managed funds. Smartshares is supervised by the New Zealand Public Trust government organisation, the assets in its ETFs are custodied by BNP Paribas Australasia. Wait... Investnow means that you don't own the Smartshares? The tax and fees difference will have a far greater effect than a day or 3 price movement. I was looking at hatch recently because you can choose individual shares and want to invest in renewable energy, especially with the UK going coal free (albeit briefly) for the first time since the industrial revolution and more focus on renewable power it seems like a smart investment. Your money is safe, as it is held separately by the Custodian. The price of an ETF goes up and down as the index it represents. Vanguard International funds through InvestNow are cheaper than buying them through the US exchange due to FX fees. If you had an opening value of $100, you are paying tax on $5 (5% through FDR), and will pay PIR x $5, which at 0.28% is $1.4. ETF, ETFs, Hatch, Index Funds, Kernel, Money Education, Sharesies, SmartShares. Hatch is brought to you by Kiwi Wealth. SmartShares is a member of the NZX Group (the New Zealand stock exchange). Fund Platforms are services that offer you access to a variety of different funds to invest in, sometimes described as a “Fund Supermarket”. InvestNow and Smartshares is cheaper for smaller portfolio’s, but Hatch is better for large portfolio’s where the broker and FX fees become relatively small. Hatch will cost you 0.53% (+$3) in the first year, vs. 0.34% for Smartshares. US shares: Stake vs Hatch vs Sharesies; NZ shares: Sharesies vs InvestNow vs Smartshares; Launched in March 2017, InvestNow is an online investment platform based in New Zealand. I guess if I buy funds through Hatch or Stake, I will directly own the mutual fund as opposed to Smartshares which have a mutual fund product invested in Vanguard, say such as the S&P index based fund. Exchange Traded Funds (ETFs) are, in almost all cases, index funds, except investors buy and sell their holdings on a sharemarket. Press question mark to learn the rest of the keyboard shortcuts. Hatch, Index Funds, Investment, Kids and Money, PocketSmith, Sharesies, Simplicity, SmartShares, ETF Christmas at my house when I was growing up was always a busy, crowded and fun time. In this video I'll be looking at the two main DIY investing platforms in New Zealand, Sharesies and Investnow. Some of the Smartshares ETFs gain exposure to global markets by investing directly in an underlying fund. Here is a helpful breakdown of Hatch v Stake that people much smarter than me put together: https://docs.google.com/spreadsheets/d/1mbCDBYvCpgHzrz24f9rc9P8tAiV1l08xHrdcA50dbFM/edit#gid=0, and here is my founders code if you want to check out stake: JENNIFERT982. What happens if a fund platform shuts down? Fund Platforms are a good option for everyone – both beginners and experts – as they allow you to invest in lots of different funds under one roof. Although your shares will be held by a custodian instead. Should I be looking to move to investnow? Own investing situation $ 400 a week in InvestNow, so you … I 'm investing exclusively Smartshares! Organisation, the assets in its ETFs are custodied by BNP Paribas Australasia s no minimum transaction fee your deposit! 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